参考汇率|🇹🇷 土耳其 1 CNY ≈ 0.2222 TRY🇳🇬 尼日利亚 1 NGN ≈ 208 CNY🇵🇰 巴基斯坦 1 CNY ≈ 0.0260 PKR🇪🇬 埃及 1 CNY ≈ 0.1493 EGP🇧🇷 巴西 1 CNY ≈ 1.32 BRL🇮🇳 印度 1 CNY ≈ 0.0702 INR|数据源: open.er-api.com
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Paid: Budget & Expense Tracker

Paid: Budget & Expense Tracker

Semih Aslan

财务

Master your finances with Paid: The privacy-first expense tracker and budget planner. Stop renting your financial freedom. Paid is the ultimate money manager designed for those who value privacy and simplicity. Pay once, use forever. No monthly subscriptions, no hidden fees, no data tracking. Unlike other apps, Paid operates entirely offline. Your financial data never leaves your device. Secure, private, and subscription-free. WHY USERS CHOOSE PAID • ONE-TIME PAYMENT Say goodbye to recurring costs. Buy Paid once and get lifetime access to a premium spending tracker. No in-app purchases or subscription models. • 100% DATA PRIVACY Your data is yours alone. We do not store, analyze, or upload your personal information to the cloud. All database files are stored locally on your device for maximum security. • PROFESSIONAL EXPENSE MANAGER Track daily spending, manage recurring bills, and organize your finances with a clean, native iOS design. CORE FEATURES SMART EXPENSE TRACKING Quickly add one-time or recurring expenses. Organize with custom categories and sub-categories to see exactly where your money goes. Mark transactions as paid or unpaid instantly. ADVANCED BUDGET PLANNER Visualize your spending habits with intuitive charts. Filter by category, date, or payment status. The powerful dashboard gives you a clear overview of your monthly budget and pending bills. INTUITIVE CALENDAR View your financial timeline. Navigate through months to see past spending or future bills. Recurring payments appear automatically on their due dates. BILL REMINDERS Never miss a payment. Set custom notifications for 1 day, 3 days, or 1 week before due dates. Manage your cash flow effectively. HOME SCREEN WIDGETS Monitor your budget at a glance. View monthly totals, category breakdowns, and upcoming bills directly from your home screen without opening the app. DESIGNED FOR • Individuals tired of subscription-based finance apps • Privacy-conscious users who demand offline data storage • Anyone looking for a simple, efficient expense manager • Users managing household bills and subscriptions Download Paid today. The secure, subscription-free way to manage your wealth.

支持设备:
iOSiPadOS

💡 AI 购买时机决策助手

AI 实时模型

基于近 30 天价格曲线、全球史低迫近度与更新健康度分析

性价比指数44/100
⏳ 价格偏高 (建议等待)当前价格约为历史最低价的 211%,建议加入关注列表等待降价通知。

社区体验评估

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🇹🇷
土耳其 最低 ¥17.8原价 79.99
跨区最高可省 ¥75

反订阅陷阱计算器 · 长期成本与机会成本剖析

剖析长期订阅 Paid: Budget & Expense Tracker 的支出视角,对比理性投资的机会成本

预估年化订阅费 (CNY)
¥15/ 年
持有时间跨度3
3 年累计订阅支出
¥45

暂无官方买断方案?下滑查看平替推荐 →

💡 机会成本视界 (8% 投资回报):若将每年 ¥15 的订阅续费转而定投指数基金,3 年后资产终值可达 ¥49(含复利增值 ¥4)。

常见问题

为什么不同地区价格差异这么大?

Apple 根据各地区的购买力和市场策略独立定价。土耳其、尼日利亚等新兴市场的价格通常远低于美国、欧洲。

跨区订阅需要使用当地的 Apple ID 吗?

是的。需要在 iPhone 设置中登录目标地区的 Apple ID(媒体与购买),主账号可保留中国区用于 iCloud。

价格数据多久更新一次?

热门应用每 6 小时自动同步一次,冷门应用每 24-72 小时更新。价格变动时会自动触发降价提醒。

平替雷达 · 高性价比替代方案

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目标: Paid: Budget & Expense Tracker